You cannot make steps toward progress if you have not changed the way you view, think, and handle your finances. You cannot get out of debt using the same mindset about spending. If you have the mindset "I got to buy it" then you’re defeating the purpose of getting your finances in order.
How many money & finance seminars have you attended? How many books have you read that you actually gained valuable information that added value to your life? If your answer is only a few or maybe none then you should pick up Patrice Washington's Real Money Answers.
Photo Source Credits: All photos courtesy of Patrice Washington book launch team